What does the process look like?

Step 1: Start Your Claim

Contact your insurance company first, then contact High Noon Public Adjusting as soon as you experience a loss.

Step 2: Gather Documents

Gather the required documentation so we can begin negotiating your claim.

Step 3: Negotiations Begin

Relax while we begin the negotiation process and begin to work on your behalf.

Step 4: Settlement

Once negotiations are finished, you will receive your settlement. We only get paid once you get paid!

What you’ll need:

  • A copy of your insurance policy

  • Documentation of the loss - photos, videos, repair estimates, or other documentation

  • Inventory of lost or damaged items

  • Claim number, if a claim has been started

  • Receipts for expenses related to the claim such as hotel bills or rental costs

    This is a general list and we will ask you for other documentation that can be used to strengthen your case.

Ready to get started?

Don’t navigate the difficult and complex claims process alone. Contact us for a free consultation!

  • A licensed, professional insurance adjuster has expertise in the claims process and can help you navigate complex insurance policies. They can handle all aspects of the claims process, including filing paperwork and negotiating with the insurance company.

    Besides reducing stress and saving time, they can help you obtain a higher settlement than you would on your own.

  • At Highnoon Public Adjusting, we work on a contingency fee basis, which means we only get paid if you receive a settlement.

    Our fee is up to 10% of the final settlement amount and there are no upfront costs to you.

  • If you have a claim, you should immediately contact your insurance company to report the damage. You should also contact Highnoon Public Adjusting to schedule a free consultation. We will help you understand your policy and determine the best course of action.

  • The amount you will receive in a settlement will depend on the extent of the damage and your insurance policy’s coverage. We will work to negotiate the maximum possible settlement for your claim.

  • Contractors are licensed and trained to build and repair, not handle insurance claims. In fact, unless they have a license to adjust claims, it is illegal for them to do so in many states.

    Besides this, they typically do not have the proper experience to get the most out of your settlement or overturn a denied or underpaid claim.

  • If you handle a claim on your own, you run the risk of getting underpaid or even denied. If you don’t have experience working on cars, you likely hire a mechanic. The same is true with claims adjusting - we are experienced professionals that know how to negotiate a higher settlement and save you time and money.

  • While your insurance company may send out an adjuster to assess the damage, this adjuster is on the insurance company’s payroll. This means they act in the best interest of the insurance company, not you.

    It is common that these adjusters undervalue your damages. In some cases, they may even lead to your claim being denied. As public adjusters, we only gets paid if you get paid and therefore act in your best interest.